Insurance
Aetna
Kaiser Permanente
Lyra
Moda
Pacific Source
Providence
Regency / Blue Cross Blue Shield
United Healthcare
How much do I pay with using insurance?
Each insurance plan is different. Please verify your benefits and coverage with your insurance company. Here are the steps:
Call the phone # on the back of my insurance card
Ask: "If Fiona Chen, LCSW is covered with my insurance plan?"
Ask: "I will be billed 90791 (assessment, 1st time only), and 90837 (therapy, ongoing). How much do I pay? "
Note:
If I am in a deductible phase, I will be paying the full fee (according to the insurance contract) until my deductible is met. Then, insurance will be responsible to some/all of the cost.
If I have a copay, I will pay a fixed amount of fee for each session.
If I have a coinsurance, I will pay a % of the fee for each session. (I may or may not need to meet my deductible.)